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Finance & Insurance

Check Cashing ; Finance Companies ; Other Finance & Insurance Businesses

this is a fresh and exciting retailing and financial services concept. Currently operating 2 company owned stores plus a network of additional sites under their franchise model. This business concept is a modern and friendly environment offering the following services: • pawnbroking & buyback service • buy and sell pre-owned goods • buying unwanted gold and jewellery • third party cheque cashing • pay day loans • worldwide money transfer • bureau de change the business model benefits from a range of revenue streams and avoids the seasonal trends often experienced in other industries. For example customers could be seeking a short term loan, to sell an item of value, cash their salary cheque, sell their gold or use our traditional pawnbroking service. The stores are a hive of activity where the customers can purchase a range of quality pre owned goods. This business consists of two corporate owned stores in hertfordshire and middlesex, which trade from excellent locations servicing the local community. Because of the diverse range of services offered it has encouraged stability to the business allowing it to respond to the ever changing economic conditions. In addition they currently have 7 branded franchised locations operating, and understand there to be a number of prospective franchisees in various stages of negotiation. The business also benefits from an additional income stream derived through a network of independent associates for whom they process third party cheques on a weekly basis, which continues to expand. The 2 company sites operate predominately with experienced management and staff who in some cases have been with the company since its conception in 2001. The stores enjoy a large amount of regular repeat custom from the densely populated local area, alongside passing trade. Our client strongly believes this is an exciting opportunity to purchase a well established, recognizable brand, excellent location, turnkey operation with excellent scope for future development. The business generates a high percentage of new business by word of mouth recommendation with a trusted trading name it has earned an excellent reputation in the surrounding area that in the right hands guarantees its ongoing success. Customers keep coming back because of the professional and welcoming atmosphere the company has to offer. This is a profitable business providing valued financial services and retail in the local community. Customer service: it is of paramount importance to this business that it builds a portfolio that the clients are proud of. Customers are always delighted with the service received, thus the business delivers total customer satisfaction, fully aware that it is only by applying a high level of dedication, that this can be achieved. Key strengths: strong brand excellent locations consistent turnover and regular customer base opportunity to grow recently approved as associate bfa members long established third party cheque processing facilities with 2 major banks, and have recently been offered a 3rd facility from another major high street bank. The franchise concept is also being supported by these financial institutions. Growth and expansion and key opportunity this is an outstanding opportunity to build on the existing business services and customer base of this company. With a strong demand for its blend of product offering, combined with a capacity to increase turnover, a new owner with a passion for quality and contributing fresh ideas will have every advantage of building on an excellent platform. There is a great opportunity to grow this business with additional advertising and marketing and most certainly by increasing the number of franchise operations.

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